Though PocketSmith does offer a free version, its functionality is far more limited than what you’ll get for a paid subscription. You can see the individual balances of your domestic and foreign accounts in their native currencies, as well as the combined value of all your global assets and liabilities, tallied up and converted to the base currency of your choice. While most budgeting apps only connect to bank accounts in Canada and the United States, PocketSmith offers a rare level of integration with overseas accounts and foreign currencies. Different ‘what if’ scenarios can also be tested, in which you can adjust projected expenses, income levels, investment performance, and debts to get a glimpse of various financial outcomes for your future. It can collate all your financial info (chequing balance, savings, investments, loans, etc.) and create accurate forecasts of your financial status up to 30 years into the future, based on the budgets you create. PocketSmith stands out from other budgeting apps due its impressive forecasting abilities.
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